About EquipmentCalculators.com
Free, accurate equipment financing calculators — loans, leases, ROI, and lease vs buy — with no signups or lead capture.
What is EquipmentCalculators.com?
EquipmentCalculators.com is a collection of free, high-quality tools that help business owners model equipment financing with clarity. Get quick answers to essential questions like monthly payments, total cost of ownership, and whether leasing or buying makes more sense.
No accounts. No email gates. Just fast, accurate calculations to support smarter decisions.
How Our Calculators Work
The calculators reflect how equipment financing actually works in practice. They support common industry methods like factor rates and standard amortization, and include realistic defaults and ranges based on thousands of real deals.
You can fine-tune terms, rates, residuals, and more to see the full impact on monthly payments, total interest, and cash flow.
What You Can Do Here
• Calculate equipment loan payments and view a full amortization schedule
• Estimate lease payments using factor rates and residual values
• Compare leasing versus buying side-by-side, including ROI considerations
Why It Exists
The goal is simple: provide transparent, trustworthy equipment financing calculators that anyone can use in seconds. No sales pressure. No distractions. Just the data you need to make confident choices.
When you are ready to move forward, we can connect you with vetted lenders who specialize in equipment financing—so you get accurate terms and a smooth process.
Our Principles
Transparency First
No hidden fees, no surprise lead captures. Just honest calculations and straightforward information.
Experience Matters
Real-world equipment financing experience built into every calculator and recommendation.
Technology for Good
Using modern web technology to create tools that genuinely help business owners make better decisions.
Quality Connections
When you're ready, we can connect you with reliable lenders who specialize in equipment financing.