New Hampshire Equipment Financing
Calculate equipment loan and lease payments for your New Hampshire business. Compare financing options and maximize tax benefits.
New Hampshire Business Overview
Key economic indicators for equipment financing decisions
Population
1.4M
State Tax Rate
0%
Business Climate
No state income tax, business-friendly, high quality of life
Top Industries in New Hampshire
Major sectors driving equipment financing demand
Most Financed Equipment in New Hampshire
Equipment types commonly purchased by New Hampshire businesses
Understanding New Hampshire's Tax Advantage
How New Hampshire's 0% state income tax affects equipment financing
When you purchase equipment, you can claim tax deductions at two levels: federal and state. Here's how it works in New Hampshire:
Federal Tax Savings (All States)
- ✓Section 179: Deduct up to $1,250,000
- ✓Federal corporate rate: ~21%
- ✓Example: $100K equipment = ~$21K federal savings
New Hampshire State Tax Savings
While you won't get additional state deductions, New Hampshire businesses keep more cash flow year-round with zero state income tax burden.
$100K equipment = $21K total tax savings (federal only)
Calculate your exact savings: Use our Section 179 calculator to see the federal and state tax benefits for your specific equipment purchase.
Equipment Financing Options in New Hampshire
Compare different financing methods for your business
Equipment Loans
Traditional financing where you own the equipment from day one. Ideal for New Hampshire businesses looking to build assets and claim Section 179 deductions.
Equipment Financing FAQs for New Hampshire
Common questions about equipment financing in New Hampshire
What equipment financing options are available in New Hampshire?
New Hampshire businesses can access equipment loans, equipment leases, sale-leasebacks, and lines of credit. Many New Hampshire lenders also offer SBA 504 loans for larger equipment purchases.
What are the typical interest rates for equipment loans in New Hampshire?
Equipment loan rates in New Hampshire typically range from 5% to 30% depending on credit score, equipment type, and loan term. Well-qualified New Hampshire businesses can secure rates as low as 5-8%.
Can New Hampshire businesses claim Section 179 tax deductions?
Yes! New Hampshire businesses can deduct up to $1,250,000 in equipment purchases under Section 179 for tax year 2025. This federal tax benefit is available to all U.S. businesses, including those in New Hampshire.
How does New Hampshire's 0% state tax rate affect equipment financing?
New Hampshire's 0% state tax rate means no state income tax, allowing businesses to retain more capital for equipment investments. Use our calculators to see the total tax impact.
What types of equipment are most commonly financed in New Hampshire?
In New Hampshire, the most commonly financed equipment includes Manufacturing Equipment, Medical Equipment, Restaurant Equipment. These align with New Hampshire's top industries: Manufacturing, Technology, Tourism, Healthcare.
How long does it take to get approved for equipment financing in New Hampshire?
New Hampshire businesses can typically get approved for equipment financing in 24-48 hours with online lenders, or 1-2 weeks with traditional banks. Pre-qualification is often instant.