Arizona Equipment Financing
Calculate equipment loan and lease payments for your Arizona business. Compare financing options and maximize tax benefits.
Arizona Business Overview
Key economic indicators for equipment financing decisions
Population
7.4M
State Tax Rate
4.9%
Business Climate
Fast-growing economy with strong tech sector and business-friendly policies
Top Industries in Arizona
Major sectors driving equipment financing demand
Most Financed Equipment in Arizona
Equipment types commonly purchased by Arizona businesses
Understanding Arizona's Tax Advantage
How Arizona's 4.9% state income tax affects equipment financing
When you purchase equipment, you can claim tax deductions at two levels: federal and state. Here's how it works in Arizona:
Federal Tax Savings (All States)
- ✓Section 179: Deduct up to $1,250,000
- ✓Federal corporate rate: ~21%
- ✓Example: $100K equipment = ~$21K federal savings
Arizona State Tax Savings
- ✓State income tax rate: 4.9%
- ✓Same Section 179 deduction applies
- ✓Example: $100K equipment = ~$4,900K state savings
Total savings: ~$4,921K (federal + state)
Calculate your exact savings: Use our Section 179 calculator to see the federal and state tax benefits for your specific equipment purchase.
Equipment Financing Options in Arizona
Compare different financing methods for your business
Equipment Loans
Traditional financing where you own the equipment from day one. Ideal for Arizona businesses looking to build assets and claim Section 179 deductions.
Equipment Financing FAQs for Arizona
Common questions about equipment financing in Arizona
What equipment financing options are available in Arizona?
Arizona businesses can access equipment loans, equipment leases, sale-leasebacks, and lines of credit. Many Arizona lenders also offer SBA 504 loans for larger equipment purchases.
What are the typical interest rates for equipment loans in Arizona?
Equipment loan rates in Arizona typically range from 5% to 30% depending on credit score, equipment type, and loan term. Well-qualified Arizona businesses can secure rates as low as 5-8%.
Can Arizona businesses claim Section 179 tax deductions?
Yes! Arizona businesses can deduct up to $1,250,000 in equipment purchases under Section 179 for tax year 2025. This federal tax benefit is available to all U.S. businesses, including those in Arizona.
How does Arizona's 4.9% state tax rate affect equipment financing?
Arizona's 4.9% state tax rate affects the overall tax benefits of equipment financing through Section 179 deductions and depreciation. Use our calculators to see the total tax impact.
What types of equipment are most commonly financed in Arizona?
In Arizona, the most commonly financed equipment includes HVAC Equipment, Construction Equipment, Medical Equipment. These align with Arizona's top industries: Technology, Healthcare, Construction, Manufacturing.
How long does it take to get approved for equipment financing in Arizona?
Arizona businesses can typically get approved for equipment financing in 24-48 hours with online lenders, or 1-2 weeks with traditional banks. Pre-qualification is often instant.